The Fair and Accurate Credit Transaction Act (FACTA) prohibits merchants from printing more than last five numbers on a consumer’s credit card. A recently resolved class action lawsuit alleged some stores and commons ran by the Associated Students of UCLA cafeterias presented sales receipts that contained more than the last five account digits.
Lead plaintiff Cindy Fernandez charged that the Regents of the University of California deliberately printed more than the last five card digits for students dining in one of the cafeterias located on campus. Fernandez states the actions violate provisions mandated by FACTA. Her class action lawsuit sought statutory damages between $100 and $1,000.
In 2003, Congress enacted FACTA to prevent the rapidly growing problem called identity theft. The law mandates how much information merchants are allowed to reveal on transaction receipts. FACTA explicitly states merchants cannot print more than the last five debit or credit card numbers on printed receipts.
UCLA regents continue to deny the allegations. However, they agreed to the class action settlement to avoid the high costs of prolonged litigation.
What You Need To Know
According to class counsel, class members who qualify for a financial reward “include anyone who used a credit or debit card on the University of California, Los Angeles campus and obtained a receipt from a campus store or food commons operated by the Associated Students of the UCLA, or from the Ronald Reagan Medical Center Cafeteria or the Santa Monica Hospital Cafeteria between Feb. 10, 2012 and Oct. 10, 2016.” Class members have until September 7, 2017 to opt out of the agreement or contest any part of the settlement.
According to court documents subclass A “includes Class Members who obtained one or more receipts from the ASUCLA food commons that displayed the first six and last four digits of their personal credit or debit card between Aug. 1, 2015 and Oct. 10, 2016.” Subclass B consists to class members who acquired one or more receipts printing the first digit and last four digits of a debit or credit card during the same period. The court has capped the potential award at $50 for subclass A members and $20 for subclass B Members.
Eligible class members must send documentation that proves FACTA violations with valid and timely claim forms. Deadline for filing submitting a valid claim is September 7, 2017. Cindy Fernandez v. The Regents of the University of California, Case No. BC656256, in the Superior Court for the State of California, County of Los Angeles has a final hearing scheduled on October 27, 2017. Learn more about what transpired at the final hearing by visiting the class action website www.UCLAFACTAClassAction.com. The class action settlement website also lists the attorneys working as class and defense counsels.
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