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It turns out the not even the largest corporations are above federal law.
A proposed settlement might end the Microsoft Corporation class action lawsuit that alleges the software development giant violated numerous provisions of the Fair and Accurate Credit Transactions Act (FACTA). One of the violations involved Microsoft presenting consumers who used credit or debit cards with store receipts that contained more than the last five digits of a card number.
Passed by the United States Congress in 2003, FACTA includes several additional protections for consumers against identity theft. The provision that applies to the Microsoft class action lawsuit makes it illegal for any business to print more than the last five digits of a consumer credit or debit card number on a sales receipt.
Primary plaintiff Carlos Guarisma asserts that Microsoft deliberately broke FACTA provisions by printing more than the last five digits of his credit card number on at least one sales receipt. He claims his purchase of a Microsoft product took place in Florida, where the store clerk handed him a receipt that contained the last six digits of his credit card number.
Microsoft continues to deny the charges, but the software developer decided to settle the class action lawsuit to avoid the uncertainty of a long civil trial. A judge issued a preliminary approval document for the Microsoft class action settlement on February 28, 2017.
What You Need To Know About The Microsoft FACTA Receipt Class Action Settlement
According to class counsel, eligible class members of the Microsoft FACTA receipt class action settlement “include anyone who, between Nov. 20, 2013 and Feb. 28, 2017, used a credit or debit card in a transaction at a Microsoft retail store, and for whom Microsoft printed a point-of-sale receipt for the transaction that displayed more than the last five digits of the payment card number.” Class members have until September 26, 2017 to opt out of the class action settlement or contest any condition of the agreement. The anticipated potential award per class member is $100. By using the pro rate form of award calculation, the class action settlement administrator will divide the settlement fund by the number of eligible class members who submit valid and timely claim forms.
The deadline to submit a valid claim form is September 26, 2017. The judge who granted preliminary approval for the case Carlos Guarisma v. Microsoft Corporation, Case No. 1:15-cv-24326-CMA, in the U.S. District Court for the Southern District of Florida has scheduled the final hearing for the Microsoft class action settlement on October 26, 2017. To learn what transpired at the final hearing, visit the class action settlement website www.MicrosoftFACTASettlement.com. The class action settlement website also presents the names of the attorneys who represent the class and defense counsels.